Coming soon on Robinhood

Make your stocks
work for you.

Onchain stocks backed by DeFi vaults. Mint, trade, and borrow against them.

Why Own

Your money should compound while it waits.

$10,000 kept in USDC · last 3 years

$10,000

The same amount held in QQQ

$10,000
2.3×

How billionaires manage their money.

Hold QQQ, which compounds+18% / yr
Borrow half of it for other investments, at 7%−3.5% / yr
You still compound+14.5% / yr

QQQ tracks the Nasdaq-100: Apple, Nvidia, Microsoft, and the rest of the 100 largest US tech companies.

QQQ is used as an example. QQQ total return 2023–2025: +56.4%, +25.7%, +19.5% (dividends reinvested), turning $10,000 into ~$23,500. Ledger math assumes ~18% long-run QQQ growth and a 7% borrow rate on half the portfolio. Past performance doesn’t guarantee future returns.

Get started

How to use Own?

For traders

Mint eQQQ. Trade like it’s USDC.

Keep your reserve in eSPY, eQQQ, eNVDA, eGOLD. When a perp or prediction-market setup appears, borrow USDC against it in one click. Take the trade, keep the compounding.

Start minting

For yield

Earn 24%+ collecting funding.

Own Strategy runs the carry trade: long the asset on Own, short the same ticker on Hyperliquid, harvest the funding rate, market-neutral. The drag that bleeds perp longs becomes your yield.

Open Own StrategyComing soon

Yields are variable and not guaranteed. Prefer passive? Supply USDC at 6% (3% higher than Aave): provide liquidity.

The ethos

If you believe in freedom, Own is for you.

Crypto exists so value can move without permission from any government or middleman. MakerDAO proved dollars could be trustless Custodial RWAs handed the keys back. Own fixes this.

Real-world assetsStablecoinsCentralized ←→ Decentralized
Ondo
centralized RWAs
xStocks
centralized RWAs
Robinhood
centralized RWAs
Circle
centralized stablecoin
Tether
centralized stablecoin
MakerDAO
decentralized stablecoin
Own
decentralized RWAs

Own put real-world assets in the corner crypto was built for: nothing to trust but code and collateral.

The mechanism

What’s behind your eToken?

Every eToken is a Collateral-Secured Token: real stock tokens back it 1:1 in the RWA Vault, LP crypto insures it, and the Lending Vault lets you borrow against it. Whatever happens, your exit is guaranteed by code.

usdc →← eSPYyouYour wallet10 eSPY · self-custodyown vaultsreserveRWA VaultHolds a diversified set of tokenized stocks(Robinhood + Ondo), 1:1 for each eToken issued.insuranceCrypto VaultHolds crypto collateral like ETH, USDC asinsurance to eTokens. Deposited by LPs.creditLending VaultBorrow stablecoins againstyour eTokens.

Pay USDC, get eSPY. Protocol market maker rebalances the RWA Vault so that your eToken is backed 1:1.

The full design, from solvency math to the trust model: Whitepaper · GitHub

FAQ

Questions, answered.

Own is a DeFi protocol for stocks and RWAs onchain. Each eToken is a Collateral-Secured Token (CST): backed 1:1 by a diversified set of tokenized stocks held in an onchain vault, insured by crypto collateral, and with borrowing built in.

More in the documentation.

Stay long.
Stay liquid.